- When do employers need to register with New York Secure Choice?
- How do I contact New York Secure Choice?
- Are all employees eligible for the program?
- What is considered a qualified, employer-sponsored retirement plan?
- What if an employee asks me for advice about the program or its investment options?
- What if an employee already has a New York Secure Choice account through another employer?
- What do employers need to facilitate the program?
- What do employees need to do after I enroll them?
- Do employees need to fill out paperwork to enroll or make changes?
- If I offer the program to my employees now and then decide to offer a qualified retirement plan later, what do I do?
- If a business owner or shareholder is also an employee, are they eligible to participate?
- I already offer a 401(k) or other qualified retirement plan to some employees but not all. Do I have to offer this program too?
- How does registration work?
- Do I need to report contributions on my employees’ W2s?
- Do family members who work for my business count as employees?
- Can I have a designated employee or payroll services provider complete the registration process and help facilitiate the program?
- Are there any fees for employers to facilitate the program?
- Are seasonal employees eligible?
- If I have employees in multiple states, including New York, do I just facilitate the State's program for employees in New York?
- Are my employees who live in other states eligible for the program?
- Who is responsible for choosing the available investment options?
- Where can I find information about investments, fees, risks, and other program details?
- What legislation created the program?
- Is there a minimum age to participate in the program?
- How are employers notified when it's time to register for the program?
- Do employers have to facilitate the program? Who is an eligible employer?
- Can employers match employee contributions?
- Are there measures to keep my account safe from cyber threats?
- Are services available in other languages?