• My quarterly statements aren't available yet. How can I see my recent activity?
• What do I do if additional information is needed to open my account?
• Is there a fee to participate in New York Secure Choice?
• Is my contribution pre-tax or post-tax?
• How do I join New York Secure Choice?
• Why don’t my contributions show up on my W2?
• Where do my contributions go?
• Can I have my contribution rate increase annually automatically?
• What if I don’t select investments for my account?
• What happens to my money if I die with no named beneficiaries?
• What happens to my account if I move out of state or change jobs?
• What happens if I opt out?
• Is there a maximum percentage of income that can be contributed?
• Is there a limit to how much I can contribute?
• Is the contribution rate based on gross or net income?
• If I have another IRA in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
• How will I know if I am nearing the annual IRA contribution limit?
• How long will it take to receive my money?
• How do I set up or make changes to my account online after I’m enrolled?
• How are my contributions made?
• Can I transfer my money into another retirement savings account?
• Can I roll over another retirement plan’s money into my account?
• Can I make withdrawals or take money from my account?
• Can I make a tax-free rollover from a 529 (college savings) account to my account?
• Can I contribute a set dollar amount per paycheck instead of a percentage?
• Can I connect a bank account to my account?
• Are there income limits to participate?
• Is my money guaranteed to grow in the program?
• Who is responsible for choosing the available investment options?
• Where can I find information about investments, fees, risks, and other program details?